Life Insurance

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Life Insurance

Life insurance is one of those things everyone should have. It is peace of mind for our families, and an assurance that our loved ones are not burdened in difficult times. It is important to understand the language of life insurance and what the terms mean when purchasing that all important Life Insurance Policy. Here are some simple definitions.

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The Language of Term Life Insurance
Level Term:	The amount of coverage remains "level" for the life of the policy. Premiums will usually increase as the insured gets older.
Decreasing Term:	The death benefit payable decreases over time. Many decreasing term policies have level premiums.
Universal Life	Permanent life insurance policy with a guaranteed rate.
Also Available: Annuities, long term care and disability insurance! Have more questions about Life Insurance, or would like to get in touch with one of our agents to obtain more information or get a quote? Click Here to go to our contact page and drop us an e-mail, or give us a call today!